SCI Gun Floater Insurance from SIAI

SCI Guides and Outfitters General Liability Program

Insurance Company:T.H.E. Insurance Company, Inc. “AM Best” rating of A- VII

Limits of Liability
General Aggregate Limit (Other than Products-Completed Operations)		None
Products-Completed Operations Aggregate Limit		$1,000,000
Personal and Advertising Injury Limit		$1,000,000
Each Occurrence Limit		$1,000,000
Damage to Premises Rented to You		$300,000
Medical Expense Limit		$10,000
No Deductible Optional: Excess Layers of Liability available up to a total of $10,000,000

Exclusions (other than the exclusions in the standard ISO CG0001 12 07 form)
Nuclear Energy Exclusion	Abuse & Molestation
Employment Related Practices Exclusion	Silica or Silica Related Dust Exclusion
Total Pollution Exclusion	Sale of Reloaded Ammunition
Lead Contamination Exclusion	Fungi or Bacteria Exclusion

Eligibility Must be an SCI member and member of your SCI affiliated state G&O association No more than 15% of the business derived from activities other than hunting (guiding and outfitting) No more than 15% of the business derived from unguided drop camps No more than 10% of the business from boating activities separate from hunting (under 26') No more than 25% of the business from fishing activities that are separate from hunting No use of 3 wheel ATV’s

Rates Minimum Premium for Insureds in business more than 3 full years $550. Minimum Premium for Insureds in business less than 3 full years $825.

Warrant: Completed applications required for underwriting Payment in full required to bind

Program Enhancements: No charge for Land Owners you are required to list as additional insureds No Designated Premises Endorsement Medical Payments are included Admitted Carrier - no Excess and Surplus Lines Fees Liability Coverage provided for guides who use horses, ATV’s, Snowmobiles, Golf Carts Host Liquor Liability included Seasonal Workers are covered Canoes and Rowboats are covered Athletic activities are covered