BACK TO INSURANCE PROGRAMS

SCI Guides and Outfitters General Liability Program

Read our Frequently Asked Questions

Insurance Company:T.H.E. Insurance Company, Inc. “AM Best” rating of A- VII
     
Limits of Liability  
General Aggregate Limit (Other than Products-Completed Operations)  
None
Products-Completed Operations Aggregate Limit
$1,000,000
Personal and Advertising Injury Limit  
$1,000,000
Each Occurrence Limit 
$1,000,000
Damage to Premises Rented to You
$300,000
Medical Expense Limit  
$10,000
No Deductible
Optional:
Excess Layers of Liability available up to a total of $10,000,000
   
Exclusions (other than the exclusions in the standard ISO CG0001 12 07 form)
Nuclear Energy Exclusion Abuse & Molestation
Employment Related Practices Exclusion Silica or Silica Related Dust Exclusion 
Total Pollution Exclusion Sale of Reloaded Ammunition
Lead Contamination Exclusion Fungi or Bacteria Exclusion
     

Eligibility

  • Must be an SCI member and member of your SCI affiliated state G&O association
  • At least 75% of your business must be from guided hunts
  • No use of 3 wheel ATV’s
 
Rates
Minimum Premium for Insureds in business more than 3 full years $550.
Minimum Premium for Insureds in business less than 3 full years $825.
 
Warrant:
Completed applications required for underwriting
Payment in full required to bind
 
Program Enhancements:
  • No charge for Land Owners you are required to list as additional insureds
  • No Designated Premises Endorsement
  • Medical Payments are included
  • Admitted Carrier -  no Excess and Surplus Lines Fees
  • Liability Coverage provided for guides who use horses,
    ATV’s, Snowmobiles, Golf Carts
  • Host Liquor Liability included
  • Seasonal Workers are covered
  • Canoes and Rowboats are covered
  • Athletic activities are covered
GUIDES & OUTFITTERS
LIABILITY INSURANCE


SCI endorsed insurance designed exclusively for our G&O members